En inglés: comprar/vender fiao..

If you buy something this way, you arrange to take it now and pay later
Comrar/vender de fiado.
Comprar/vender fia'o (Venezuela).

To buy/get/sell something on tick (informal)
To get/sell/buy something on credit.

In Dictionaries
To buy sth on tick.
Collins Dictionary


In French       En francais       En francés

Acheter qch à crédit.
Collins Dictionary

En inglés: cuando un dueño de un inmueble manda a desalojar/desocupar una casa/apartamento,etc alquilado

if a property owner gives this to someone,   they tell them to leave the property by a particular date.

Give someone notice to quit.
Give someone notice to vacate.
Give someone notice of eviction..

In 1979 we were given three months' notice to quit.
.
In Dictionaries

"I’ve been given notice to quit my flat.".
Longman Dictionary.

On Youtube




In French       En francais       En francés

Donner congé à un locataire. 
Adresser au locataire un avis de quitter les lieux.

EN INGLÉS: Local commercial , locales comerciales.

How to call real estate property that is used for business activities and buildings that house businesses,

A commercial property.
Commercial properties.
Commercial property (uncountable)
Premises (only in plural)


In Dictionaries

"The wonderful desserts are made on the premises".
Longman Dictionary.

On Websites

"It is worth investing in commercial premises"
HIGASA

"Commercial property includes malls, grocery stores, office buildings, manufacturing shops and much more."
Investopedia

"A commercial property is less burdensome to use for the owner than a dwelling."
HIGASA

On Youtube

Video 1


Video 2

Cómo se dice en inglés GARANTÍA DE UN PRÉSTAMO..

Collateral.

"She used/put up her house as collateral for a loan."

Cambridge Dictionary Online.
 
In News:

"Its secured and unsecured option give you chance to borrow the money according to your feasibility. By providing the security against the borrowed amount you can achieve the secured form. Offering the collateral gives you the benefit of availing the bigger amount as per your need."

Free Press Release Distribution.

First Published on Septembe 9th 2010.

Como se dice productos hechos por encargo en inglés

Products made to order.

Cakes made to order.

In Dictionaries:

Made to order: Produced or prepared specifically when someone requests the item, so that the item can be customized as desired by the person who requested it. Most fast-food purchases, such as burgers or sandwiches, are made to order; the food has been cooked, and items are warm, but the final product is not assembled until the customer has actually ordered it. This way, if the customer has any special requests, the staff is able to accommodate them. As another example, a woman could purchase a made to order dress; this dress would be sewn to the size she requests, and would use the fabric and pattern she desired. Also called build to order.
 Business Dictionary.

In News:

"Roth’s Vista Market has added a quick, tasty and convenient option: made-to-order burgers at a grill station near the deli department."
Statesman Journal.

¿Cuánto de incial?

How much down? (forma corta)

How much down (did you pay for the apartment)?


In Modern Literature:

How much down?
The Firm by John Grisham.

Rendir cuentas sobre algo.

To account for something,

"What is wrong with having a system whereby you have to account for what you spend?"
bab.la

"We have to account for every penny we spend on business trips."
Oxford Advanced Learner's Ditionary.

People who used CADIVI dollars have to account for their expenses through an online sworn statement after returning to the country.


In News:

"Media reports first raise questions about Harrell’s reimbursements to himself from his campaign account for expenses, including using his private plane to fly on state business."
The State.

"It's a weak argument, because it fails to account for money police collect through overtime and paid details. "
Boston Globe.

"Other allegations stemmed from a 2012 Post and Courier report that raised accusations that Harrell couldn't account for money withdrawn from his campaign and had used his campaign account for personal expenses. "
Independent Mail.

Read more here: http://www.thestate.com/2013/12/07/3146246/sc-attorney-general-activists.html#storylink=cpy"

Pagar algo en cuotas.

To pay in installments.

We paid for the car in monthly installments over two years.
Cambridge Dictionary Online.


In News:

"Flood insurance premiums cannot be paid in monthly installments like automobile and health care coverage can."
NOLA.com

"Homeowners who want to pay their property tax in installments next year are being told they must confirm that within the next few weeks."
Newstalk

"City council is also allowing for the tax liability due in 2013 to be paid in four installments in 2014-15. Payments are due April 1, 2014,"
Cincinnati.com

Pagar condominio, pagar comunidad.

Gow to call an amount of money that must be paid monthly by owners of certain types of residential property to an organization that assists with maintaining and improving that property and others in the same group.

To pay HOA fees (Homeowners Association Fees).
To pay condo fees.

"Who pays HOA fines and fees when foreclosed tenants let them stack up?"
Terra West

Should I Continue to Pay HOA, Taxes & Insurance Fees?

This is an approved short sale. It must close by 7/21/13 at approved price and buyer must pay all HOA fees. 
Daily View Realty 

"Does bankruptcy owner need to pay condo fees?"
Condoassociation.com  


On Websites:

"Condo owners almost always pay HOA fees to cover the costs of maintaining the condo building's common areas such as lobbies, patios, landscaping, swimming pools and elevators."
Investopedia.

Definition of  'Homeowners Association Fee - HOA Fee':

"An amount of money that must be paid monthly by owners of certain types of residential property to an organization that assists with maintaining and improving that property and others in the same group. HOA fees are almost always levied on condominium owners, but they may also apply in some single family neighborhoods."
Investopedia. 

"ClearNow is the solution for condo owners and associations to pay and collect condo fees online. Condo fees are debited from owner bank accounts and directly deposited into the association's bank account. Make payments easy and efficient!"
ClearNow.com

In cartoons:

Añadir leyenda

Persona Natural, Persona Física.

Individual, natural person.

They do not wholesale to individuals, only to companies.

Natural person: A human being, as opposed to a juridical person created by law

Read more: http://www.businessdictionary.com/definition/natural-person.html#ixzz2ZcUXivGB

In News:

"In a statement posted on its website, the central bank reported that 1,085 companies and 21,916 individuals submitted winning bids for $215.3 million. The final awarded amount was over the initially announced $200 million offering because private sellers participated, according to the central bank statement."
The Economist.

"The sale was restricted to companies registered in two Venezuelan states and to firms in the automotive and health sectors. Businesses could place orders of up to $1.02 million, while individuals traveling abroad could ask for up to $2,500."
Reuters.
 
"USD 34.8 million was sold to individuals through the Ancillary Foreign Currency Administration System (Sicad), according to results released on Wednesday by the Central Bank of Venezuela (BCV)."
El Universal.

Pagar tanto de inicial por algo.

Pay/put money down on something.


"We paid 10% down on the house and took out a mortgage for the rest."
Cambridge Dictionary of Business English.

I paid $ 10000 down on my new car.

On Radio Commercials:
Click on player  to listen.
Broadcast on Kola 99.9 FM Redlands California on  May 20 2013

Photo: www.newjerseyrealestateguys.com

Lunes bancario, feriado bancario.

Bank holiday.

We went to the bank last Monday and it was closed. It was a bank holiday.

On Websites:

"Bank Business Days are Monday through Friday, excluding weekends and bank holidays."
Bank of America


In News:

"The second in line to the throne will marry Kate Middleton on the 29th April, and States members have agreed to make it a bank holiday so everyone can enjoy the occasion."
Island FM.

"Additional officers took to the streets over the weekends and bank holiday periods "
Eastbourne Today.

First published on February 1st, 2011.
 

Caja chica.

Petty cash, petty cash box.


Petty cash: a small amount of money that is kept in an office for making small payments.
Longman Dictionary of Contemporary English.

In News:

"A FINANCE assistant is accused of pocketing more than £1,500 from Smithills School by fiddling petty cash funds."
The Bolton News.


"Petty cash fails to balance. Patient accounts exist for people you've never met, let alone treated."
Chiropractic Economics.

"They found a woman inside the school who had several stolen items on her; including cleaning supplies, petty cash box, a box of change, two cameras and six packets of socks."
Fox40.com

"He says that he solves five or six cases like this a month and puts the money in the petty cash box."
Inside Pulse.

Pagar el total de algo en una sola cuota, dar el total de un pago en una sola cuota.

To pay in one lump sum, to give one lump sum.

He paid me back in one lump sum.

"She was given a lump sum when she retired."
Oxford Advanced Learner's Dictionary Online.

In News:

"However, if your wages have been garnished in the first place, it probably meant that you could not afford to pay off your taxes in one lump sum.

JD Supra (Press release)

"JobsOhio, a private corporation created by Gov. John R. Kasich to streamline efficiencies in the state's efforts to attract new business, will pay a lump sum of $1.4 billion and a portion of future profits for the rights to sell Ohio's wholesale liquor franchises for 25 years, and then use the money it makes to fund economic-development initiatives across the state. "
Journal Daily.

In Cartoons:


Click on image to enlarge.

Hi and Louis (King Features)




Verb Tenses Exercises.

Hacer Caja, Cerrar Caja (Negocio, Tienda)

Balance cash register, balance the register.

You have to wait for them. They are going to balance the register.

On Websites:

"A business must balance cash register transactions at the end of each day to properly track and record sales transactions. This also helps to ensure that cashiers don’t pocket a business’s cash — cashiers must prove out (show that they have the right amount of cash in the register based on the daily sales transactions) the amount of cash, checks, and charges they took in during the day."

Dummies.com

"Balancing the register or terminal is an important part of the daily routine in a retail environment."

Flexible Learning.

Comprar por Abonos, Comprar por Sistema de Apartados, Comprar a Plazos.

To buy something on layaway (AmE), to buy something on lay-by (BrE), to lay something away (AmE)

Could I buy the dress on layaway/ lay-by?
Cambridge Dictionary Online.

To lay something away is to pay a deposit on something to reserve it until full payment is made.
Oxford Advanced Learner's Dictionary.

On Websites:

"When you buy something on layaway, the seller agrees to put your purchase aside and keep it for you until you pay for it in full."


How to buy something on layaway.

Acaparamiento de Productos.

Stockpiling of goods, to stockpile goods.

Venezuelan Government has accused supermarket chains of stockpiling.

In News:

Meanwhile, Prime Minister Yingluck Shinawatra has urged stores not to stockpile goods, amid concerns that panic buying was leading to a shortage of essential items.
CNN.

"Adam McGrann, the paper company’s chief operating officer, filed an affidavit with the lawsuit in which he accused MaineToday of stockpiling paper knowing it could not pay for it."
Sun Journal.

"Obama's executive order also directs the FDA to work with the Justice Department to investigate whether potential shortages have led to illegal price gouging or stockpiling of life-saving medications."
UPI

Vendedor al Mayor.

Wholesaler.

He's a furniture wholesaler.

On Websites:

"A wholesaler is someone who buys large quantities of good and sells them to others for distribution, rather than selling directly to the ultimate consumers. "

US Legal Dictionary.

In News:

"Sporting goods wholesaler Redl Sports Distributors Ltd. has agreed to be bought by U.S.-based Maurice Sporting Goods, Inc., with the deal expected to close at the end of November."

Winnipeg Free Press.

Corredor de Seguros

Reference in News, reference in cartoons, references in modern literature.

Insurance broker.

Her father is an insurance broker.


On Websites:

"Insurance brokers are insurance firms or an individual who find and sells insurance policies. An insurance broker acts for an on behalf of the customer who needs a policy. The duty of an insurance broker is to find appropriate policy for the customer. "

US Legal Dictionary.

In News:

"Most people have never sat down with an insurance broker. So they're not aware of the products that might benefit them."
The Economic Times.

First published on February 14th 2010.

Intervenir un Banco

Take over a bank.

Venezuelan Government took over two more banks.

In News:

"Venezuelan Government takes over eighth largest bank."

James Suggett- Venezuelanalysis.com

"Chavez said depositors from two of the institutions closed on Monday were all recovering their funds, while the state would take over and reopen the other two banks."
Forbes.com